My Love Hate Relationship

Ken and I have always been very money conscious. We had to be early on and all through medical school and residency. I feel like we've been pretty smart with our money. However, we still have felt like we can do better. A couple of months ago, we decided to redo the budget and try to spend more cash and use the debit card less. I only jumped in with one foot until......a couple of weekends at my scrapbook retreat, my friend Shell showed me her wallet she bought on DaveRamsey.com. It's an envelope system wallet. I saw that and knew that was what I needed to keep me straight on my cash. I went home and ordered one. I have now been doing it for 3 days and it has already saved me money! I'm only using it for my grocery money and spending allowance. I second guess every purchase I'm making because I'm spending cash. It's a lot harder. So, I love it.....but I hate it. I found that we were nickle and diming ourselves to death with our debit cards. Now, I'm saving quarters and silver dollars because of the emotion tied with cash.